Shopping around for the right pet insurance plan is always a good idea but the biggest mistake most people in your position make is not to carefully explore a plan before making the purchasing decision. Most buyers simply choose the lowest premiums but there’s more to picking a policy than that. In fact, if you don’t shop around enough you could end up paying more in the long run.

One thing you need to look at is the exclusions of the policy. Some pet insurance plans will not pay for injuries or health problems connected to a genetic or hereditary condition. For example, if your dog has a [click to continue…]

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While the cold weather and holidays may not make you think of vacations, there’s never a better time to start thinking about what you will do when emergencies arise and you’re not at home with your pet.

When you choose to go on a trip, where does your dog or cat go? If he goes to a kennel or family member’s house, you need to think ahead for what might happen if something happens to your pet and he needs medical attention.

Assume your thousands of miles away and unable to get back quickly. The kennel or your family member may not be able to help you financially take care of your pet’s health needs. Your vet may [click to continue…]

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The debate over whether having a purebred dog or a mixed breed mutt as a pet will always be raging but there are some real advantages to choosing a pet of the Heinz 57 variety. Recent studies of pet insurance claims found that purebred dog accounted for the largest proportion of claims.

The reason for the problem is that purebred dogs tend to have more health problems than do mutts. Because there is less genetic variety in purebreds, genetic health problems tend to show up more frequently. Some of these problems have actually been [click to continue…]

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